\n
Abu Dhabi:<\/p>\n
Arab Bank for Investment & Foreign Trade (Al Masraf) today announced its financial results for the year ended 31 December 2025, delivering strong growth across key performance indicators. The bank in 2025 progressed on its strategic initiatives of strengthening its balance sheet, expanding customer relationships, and diversification of revenue streams.<\/p>\n
Key highlights for full year 2025 performance are<\/p>\n
\uf0a7 Robust Net Profit before tax of AED 336 million, up 31% aided by strong volume growth, effective cost management and substantial improvements in cost of risk.<\/p>\n
\uf0a7 Net Profit after tax of AED 302 million, up 29% reflecting strong growth momentum.<\/p>\n
\uf0a7 Operating Income remained resilient at AED 903 million supported by growth in Loans and advances, healthy interest margins and significant increase in trade finance and forex income.<\/p>\n
\uf0a7 Impairment allowance decreased by 46% y-o-y lead by improvements in credit quality.<\/p>\n
\uf0a7 Total Assets grew to AED 26.7 billion, up 8% reflecting continued balance sheet expansion.<\/p>\n
\uf0a7 Loans and Advances registered an impressive 24% growth to AED 16.1 billion driven by strong business momentum.<\/p>\n
\uf0a7 Customer Deposits increased to AED 17.3 billion, up 2% demonstrating continued liquidity strength.<\/p>\n
\uf0a7 Capital Adequacy Ratio of 19.9% and Tier 1 ratio of 18.8% continues to be top quartile highlighting the bank\u2019s solid capital position.<\/p>\n
\uf0a7 Credit Quality strengthened significantly with coverage ratio enhanced to 106.2% and the Non-Performing Loans improvised to 8.0%.<\/p>\n
Commenting on the results, H.E. Farhat Omar Ben Gadara, Chairman of the Board of Directors, said: “We are proud of Al Masraf’s robust financial performance in 2025, which reaffirms the successful execution of our strategy. The bank\u2019s performance was supported by the UAE\u2019s strong economic fundamentals, continued diversification, and growth across key sectors including trade, services, and infrastructure.”<\/p>\n
Fuad Mohamed, CEO of Al Masraf, said \u201cIn 2025, Al Masraf delivered outstanding performance with Net profit before tax of AED 336 million and Total Assets growing to AED 26.7 billion. This reflects the effectiveness of our strategy and our commitment to delivering long-term value for our stakeholders. We continue to strengthen our core business, enhance operational efficiency, and invest in digital capabilities that elevate customer experience and support sustainable growth.\u201d<\/p>\n","protected":false},"excerpt":{"rendered":"
Abu Dhabi: Arab Bank for Investment & Foreign Trade (Al Masraf) today announced its financial results for the year ended 31 December 2025, delivering strong growth across key performance indicators. The bank in 2025 progressed on its strategic initiatives of strengthening its balance sheet, expanding customer relationships, and diversification of revenue streams. Key highlights for<\/p>\n","protected":false},"author":10,"featured_media":14803,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[5],"tags":[],"class_list":{"0":"post-14805","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-english-news"},"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/investn24.com\/index.php?rest_route=\/wp\/v2\/posts\/14805","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/investn24.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/investn24.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/investn24.com\/index.php?rest_route=\/wp\/v2\/users\/10"}],"replies":[{"embeddable":true,"href":"https:\/\/investn24.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=14805"}],"version-history":[{"count":1,"href":"https:\/\/investn24.com\/index.php?rest_route=\/wp\/v2\/posts\/14805\/revisions"}],"predecessor-version":[{"id":14806,"href":"https:\/\/investn24.com\/index.php?rest_route=\/wp\/v2\/posts\/14805\/revisions\/14806"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/investn24.com\/index.php?rest_route=\/wp\/v2\/media\/14803"}],"wp:attachment":[{"href":"https:\/\/investn24.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=14805"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/investn24.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=14805"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/investn24.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=14805"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}